things over time

the hesitation index

We calculate the money
you lost while hesitating.

Pick an asset, a date, and what you didn't invest. We'll show you exactly what your hesitation cost.

/ live

Calculating…

Data from 8 assets · last updated 2026-04-26

/ cynical copy · 4 tiers

SPY

$1K · last 6 months

it cost you

+$60

"Not your worst decision."

AAPL

$5K · since Jan 2023

it cost you

+$6,010

"Months of groceries. Gone."

NVDA

$10K · since Jan 2020

it cost you

+$338,817

"A wedding. Or a small renovation. Your pick."

BTC

$10K · since Jan 2014

it cost you

+$903,414

"You could've retired. You didn't."